USDA Home Loans

With a USDA Home Loan, you can build, repair, renovate, or relocate a home for little money down.

USDA home loans are primarily used to help individuals purchase homes in rural areas. Funds can be used to build, repair, renovate or relocate a home, or to purchase and prepare sites, providing water and sewage facilities. Applicants for loans may have an income of up to 115% of the median income for the area. Families must be without adequate housing, but be able to afford the mortgage payments, including taxes and insurance. Please feel free to call or email to find out if you or a particular property qualify!

USDA Home Loan Features & Benefits

  • $100 Down Payment
  • Very specific income and property qualifications.
  • Currently there is no monthly mortgage insurance with this product. This is set to change this fall. Call or email us for specifics.
  • Please don’t hesitate to connect with one of our top mortgage loan officers to see if this will work for you!

Contact a loan officer to get started!